First Home Buyers . Next Home . Investment Property . Refinance . Equity Release . Construction Finance . Asset Finance .

First Home Buyers . Next Home . Investment Property . Refinance . Equity Release . Construction Finance . Asset Finance .

No two clients are the same, and neither are their loans.

Your income, lifestyle, goals and financial position are uniquely yours, so your lending strategy should be too. As experienced mortgage brokers serving Sydney and Newcastle, we take the time to understand your full picture, where you are today and where you want to be, before we recommend a thing.

Every home loan, investment loan or lending solution we present is individually tailored to your circumstances. No generic advice. Just clear, confident guidance shaped around you.

Whether you're a first home buyer taking your first step onto the property ladder, self-employed and navigating complex income structures, upsizing to your next home, or growing your investment portfolio, we match you with lenders and products that genuinely fit your needs.

The result? A lending strategy backed by clarity, confidence and a broker who's with you at every step.

  • Whether you’re securing pre-approval for your first home or exploring investment opportunities, Arc is here to guide you with clarity and confidence. We help you understand your borrowing power, compare lenders and move through each step with genuine support. From budgeting to settlement, we break everything down in a way that’s simple and easy to follow, including who’s involved in the process and when. You’ll also get a clear overview of the First Home Buyer Scheme, price caps, eligibility, and what to expect at every milestone of your buying journey.

  • Upsizing, downsizing or relocating? We’ll help you understand the full process, from selling to buying, the timeframes involved, and the lending strategy that suits your next chapter, including whether bridging finance is the right call.

  • Whether it’s your first investment or part of a growing portfolio, we’ll build a lending strategy focused on return, flexibility and long-term wealth, covering equity use, repayment planning, tax efficiency and lender selection. We’ll also collaborate seamlessly with your accountant and financial planner to keep everything aligned and the process running smoothly.

  • We review your current loan to make sure it truly supports your goals, from lowering your rate and improving loan features to releasing equity for renovations, investment or lifestyle plans. With 30+ lender options at hand, we’ll compare the market for you and manage the entire refinancing process end-to-end.

  • Unlock the value you’ve built in your home to renovate, invest or progress personal goals, without needing to sell. We’ll arrange a free valuation, walk you through your equity position and lender requirements, and structure the loan strategically for flexibility and future growth.

  • Whether you're building a new home or taking on a major renovation, we’ll coordinate the loan process from initial planning to the final drawdown. Choosing the right lender is critical with construction finance, policies, progress payments, valuations and timelines vary widely. We’ll help you select the lender best suited to your project and manage each step so your build stays on track.

  • Looking to fund business equipment or vehicles? We’ll put you in the hands of trusted asset-finance specialists with access to the full panel of asset lenders. They’ll source finance options that align with your cash flow, growth plans and the way your business operates.

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  • "Dan went above & beyond helping me re-finance my home loan. He was very professional & made me feel comfortable throughout the whole process as it was my first time re-financing. I can't thank him enough & highly recommend his services."

    - Brodie. A

  • "Daniel led us through the mortgage finder & then application process brilliantly. Communication was top notch & we felt very well advised on what product to go forward with."

    - Nick. O

  • “We recently worked with Dan purchasing a house whilst on the road travelling. His level of communication is a clear knock out. Throughout the entire process he was all over everything making it a really positive and informative experience for us, highly recommend.”

    - Jess. T

  • "Dan did an excellent job helping us to refinance our home loan at a lower rate. We also managed to pay off our car loan & get some cash for a long overdue bathroom renovation. We're now saving over $500 per month on repayments. Highly recommended!"

    - Kate. S

  • "Daniel was exceptionally helpful & friendly throughout a somewhat complicated process, helping me navigate through with knowledge & guidance regarding options available. Dan made himself available to discuss any concerns I had throughout the process. highly recommended."

    - Justin. H

  • "The mortgage team was fantastic; we dealt with Dan, who was especially helpful to us as first-time buyers from the UK. They were professional, efficient, and always available to answer our questions. I highly recommend their excellent service to anyone looking to finance a home!"

    - David. M

  • "Dan was really amazing. We're first home buyers so were pretty nervous and had a million questions. Dan was super friendly, knowledgeable, and always calm and relaxed which was exactly what we needed. He got us pre-approval and formal approval with minimal fuss and a quick turnaround. Great guy to have on your side - would recommend."

    - James. C

  • "Very happy with our service with Daniel Bernasconi who we have gone through with both our mortgages now. Daniel makes the process so easy and we had peace of mind throughout both our experiences. Highly recommend Daniel and his expertise."

    - Rebecca. M