Whether you’re securing pre-approval for your first home or exploring investment opportunities, Arc is here to guide you with clarity and confidence. We help you understand your borrowing power, compare lenders and move through each step with genuine support. From budgeting to settlement, we break everything down in a way that’s simple and easy to follow, including who’s involved in the process and when. You’ll also get a clear overview of the First Home Buyer Scheme, price caps, eligibility, and what to expect at every milestone of your buying journey.

Upsizing, downsizing or relocating? We’ll help you understand the full process, from selling to buying, the timeframes involved, and the lending strategy that suits your next chapter, including whether bridging finance is the right call.

Whether it’s your first investment or part of a growing portfolio, we’ll build a lending strategy focused on return, flexibility and long-term wealth, covering equity use, repayment planning, tax efficiency and lender selection. We’ll also collaborate seamlessly with your accountant and financial planner to keep everything aligned and the process running smoothly.

We review your current loan to make sure it truly supports your goals, from lowering your rate and improving loan features to releasing equity for renovations, investment or lifestyle plans. With 30+ lender options at hand, we’ll compare the market for you and manage the entire refinancing process end-to-end.

Unlock the value you’ve built in your home to renovate, invest or progress personal goals, without needing to sell. We’ll arrange a free valuation, walk you through your equity position and lender requirements, and structure the loan strategically for flexibility and future growth.

Whether you're building a new home or taking on a major renovation, we’ll coordinate the loan process from initial planning to the final drawdown. Choosing the right lender is critical with construction finance, policies, progress payments, valuations and timelines vary widely. We’ll help you select the lender best suited to your project and manage each step so your build stays on track.

Looking to fund business equipment or vehicles? We’ll put you in the hands of trusted asset-finance specialists with access to the full panel of asset lenders. They’ll source finance options that align with your cash flow, growth plans and the way your business operates.

SMSF lending allows you to use your Self-Managed Super Fund to purchase property, but the process is very different from a standard loan. At Arc Financial, we guide you through the structure, compliance and lender requirements, and make sure you’re aligned with the right SMSF-approved lender from the start. We also work closely with your accountant and financial advisor to ensure everything is set up correctly.