Arc, smart home lending shaped for you. Arc, smart home lending shaped for you.

Arc, smart home lending shaped for you. Arc, smart home lending shaped for you.

Getting a home loan should feel straightforward. At Arc, it does.

We believe the home loan process should be as considered as the decision itself. That's why we start not with products, but with people , taking the time to understand your goals, your lifestyle, and the future you're working toward. From there, we do the hard work of finding a solution that fits precisely, not approximately.

You'll have one dedicated person with you from the first conversation all the way through to settlement and beyond. A single point of contact who knows your file, understands your circumstances, and is available when it matters. No handoffs. No confusion. Just expertise and continuity, from start to finish.

First Home Buyers

Next Home

Investment Property

Refinance

Equity Release

Construction Finance

Asset Finance

SMSF

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First home buyer consultation with mortgage broker in Newcastle and Sydney. First home buyer getting home loan advice in Newcastle and Sydney NSW.

First Home Buyers:

Whether you're securing pre-approval or exploring your options for the first time, we make the process simple. We'll map out your borrowing power, walk you through your lender options, and break everything down step by step, from budgeting to settlement, the First Home Buyer Scheme, price caps, eligibility and every milestone along the way. No surprises.

Pre-approve me

  • "Dan went above & beyond helping me re-finance my home loan. He was very professional & made me feel comfortable throughout the whole process as it was my first time re-financing. I can't thank him enough & highly recommend his services."

    - Brodie. A

  • "Daniel led us through the mortgage finder & then application process brilliantly. Communication was top notch & we felt very well advised on what product to go forward with."

    - Nick. O

  • “We recently worked with Dan purchasing a house whilst on the road travelling. His level of communication is a clear knock out. Throughout the entire process he was all over everything making it a really positive and informative experience for us, highly recommend.”

    - Jess. T

  • "Dan did an excellent job helping us to refinance our home loan at a lower rate. We also managed to pay off our car loan & get some cash for a long overdue bathroom renovation. We're now saving over $500 per month on repayments. Highly recommended!"

    - Kate. S

  • "Daniel was exceptionally helpful & friendly throughout a somewhat complicated process, helping me navigate through with knowledge & guidance regarding options available. Dan made himself available to discuss any concerns I had throughout the process. highly recommended."

    - Justin. H

  • "Dan was really amazing. We're first home buyers so were pretty nervous and had a million questions. Dan was super friendly, knowledgeable, and always calm and relaxed which was exactly what we needed. He got us pre-approval and formal approval with minimal fuss and a quick turnaround. Great guy to have on your side - would recommend."

    - James. C

  • "The mortgage team was fantastic; we dealt with Dan, who was especially helpful to us as first-time buyers from the UK. They were professional, efficient, and always available to answer our questions. I highly recommend their excellent service to anyone looking to finance a home!"

    - David. M

  • "Very happy with our service with Daniel Bernasconi who we have gone through with both our mortgages now. Daniel makes the process so easy and we had peace of mind throughout both our experiences. Highly recommend Daniel and his expertise."

    - Rebecca. M