About us:
At Arc, we believe there's a better way to do home lending. Not the kind where you fill out a form, get handed off to a call centre, and hope for the best. The kind where you deal with one person who knows your name, understands your goals, and is genuinely invested in getting the right outcome for you.
Based across Newcastle and Sydney, Arc works with first home buyers navigating the process for the first time, investors building portfolios, and clients purchasing their next home or who've outgrown their current loan and want a better deal. Whatever your situation, and wherever you are in Australia, the approach is the same: understand your full picture first, then shape a strategy around it.
With access to 30+ lenders, we compare the market to find the product that fits you, not just the one with the best marketing. And once we're done, we stick around — loan reviews, rate checks, future purchases. Arc is a long-term lending partner.
Our Process:
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Every journey starts with a real conversation, in person, over video, or by phone. We'll get to know your financial position, your goals and anything specific to your situation, so we can build a strategy that's genuinely right for you.
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Following our initial discussion, you’ll receive access to a secure client portal containing a digital Fact Finder and a personalised checklist. This streamlined process ensures the safe and efficient upload of all required documentation.
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With your financial details and documentation in place, we’ll undertake a comprehensive analysis to identify the most suitable lenders and products. You’ll be presented with a clear, strategic recommendation aligned with your goals.
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Once a preferred lender and product are selected, we will prepare your credit proposal and all necessary documentation for electronic signing. Then we manage the full submission process, liaising directly with the lender to ensure a smooth path to approval.
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We will coordinate closely with all relevant parties, including your real estate agent, buyer’s agent, lender, and conveyancer to manage the settlement process. Our focus is on ensuring every document is completed accurately and timelines are met without issue.
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Arc’s service doesn’t end at settlement. We remain available for ongoing support, loan reviews, rate reduction requests and future lending needs. Whether you're refinancing, upgrading, or seeking guidance down the line, Arc is here as your long-term lending partner.
A lending journey shaped with care, clarity, and strategy.